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Retirement Calculator

Plan your retirement with this comprehensive calculator. Estimate how much you need to save, how much you can withdraw, and how long your savings will last.

How much do you need to retire?

This calculator can help with planning the financial aspects of your retirement, such as providing an idea where you stand in terms of retirement savings, how much to save to reach your target, and what your withdrawals will look like in retirement.

/year

Assumptions

%/year
%
%/year
%/year

Optional

/month
% of income

Total savings needed at retirement

$1,873,173

Projected savings at retirement

$1,831,943

Retirement savings gap

$41,231

How can you save for retirement?

This calculation presents potential savings plans based on desired savings at retirement.

%

Monthly savings needed

$342.36

Save this amount each month to reach your goal

How much can you withdraw after retirement?

This calculation estimates the amount a person can withdraw every month in retirement.

%
%

Estimated monthly withdrawal

$4,659.17

You can withdraw this amount each month in retirement

How long can your money last?

This calculator estimates how long your savings can last at a given withdrawal rate.

/month
%

Your savings will last

15 years and 4 months

Approximately 184 months total

Frequently Asked Questions

Comprehensive Retirement Planning

Planning for retirement involves understanding how much you need to save, how your investments will grow, and how much you can safely withdraw. This calculator provides estimates across all these dimensions to help you build a clearer picture of your retirement future.

Use the different sections to explore various scenarios: start with estimating your total retirement need, then determine how much to save each month, estimate your monthly withdrawals, and finally check how long your savings might last.

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